As we age, taking care of our teeth becomes just as important as taking care of the rest of our health! Unfortunately, this can affect your cost. That is why the Canadian Dental Care Plan (CDCP) is designed. The CDCP makes it easier for seniors to maintain oral health at no additional cost. If you or your loved one is eligible for the program, it is important to know what services are available so that you can get the most out of your coverage. Talking with a trusted dentist in Airdrie will help you with your options and what care you may need.
What is the CDCP?
The Canadian Dental Care Plan (CDCP) is a national program designed to improve access to dental care for Canadians who do not have private dental insurance. The CDCP allows the senior population and low-to-moderate household-income families a financial incentive to access essential dental services. The objective of the CDCP is to lessen the burden of dental costs and maintain the improved oral health of those approaching old age.
Who Qualifies for CDCP?
You may qualify for the CDCP if:
- You are a Canadian resident
- You are not eligible for employer-sponsored or private dental insurance.
- Your adjusted family net income is below $90,000
- You meet the application and age requirements.
Applications are open to eligible Canadians of all ages, including seniors. Once you become a member, you can receive the basic dental services from a participating dental provider.
What Basic Services Are Covered?
You can maintain your teeth, gums, and general oral health for free with the CDCP for seniors preventative and basic treatments. Among the services are
- Routine examinations & X-rays
- Scaling (teeth cleaning)—to remove tartar and plaque
- Fluoride Treatments—prevention of decay
- Sealant—prevention of cavities
- Oral hygiene instruction—home care instruction
These services are the foundation for a healthy smile and help prevent major problems in your oral health.
Are Restorative Treatments Included?
Yes, the CDCP has some restorative (repairing or replacing teeth) coverage.
Restorative services include:
- Fillings—To restore decayed teeth
- Root canals—To deal with deep infections
- Crowns—To restore damaged teeth
- Dentures—Partial and Full repairs or adjustments of dentures
Some of these services could require prior authorization depending on your needs.
What about Emergencies?
Emergencies are unexpected and horrible; the CDCP has made sure you are not out of luck.
Emergency care is covered for:
- Toothaches, broken or knocked-out teeth
- Infections and abscesses
- Gum swelling
If you have a dental issue that requires urgent care, it is best to contact a dentist near you who accepts CDCP coverage, as urgent care is best dealt with promptly.
What Isn’t Covered?
Although the CDCP is generous, it does not include everything. Things that are excluded include:
- Cosmetics (e.g., whitening)
- Orthodontics like braces
- Most dental implants
- Services outside Canada
It is always best to check with your dental provider whether a specific procedure is included under your senior dental coverage.
How Much Will It Cost?
Your costs will differ depending on your income. It can be broken down into the following categories:
| Income | Coverage |
| Under $70,000 | 100% of eligible costs |
| $70,000–$79,999 | 60% of eligible costs |
| $80,000–$89,999 | 40% of eligible costs |
Be sure to ask your dental clinic for a cost estimate beforehand, as some providers may charge more than the CDCP reimbursement rate.
Why Should Seniors Use Their Dental Benefits?
Making use of your senior dental care benefits can allow you to:
- Prevent gum disease and tooth loss.
- Identify problems early to allow for easier treatment.
- Make eating and talking more comfortable.
- Keep your smile healthy and confident.
Ongoing visits to the dentist are a critical part of aging well; don’t let confusion or cost keep you from getting care.
Need Help Understanding Your CDCP Coverage?
At Airdrie Family Dentists, we offer support for your oral health. Our team wants to encourage seniors who are using the CDCP, and we want to help as well as answer any questions you may have regarding your plan. Call us today to book an appointment with us and receive our services of compassionate, affordable care!
FAQs:
- What is the Canadian Dental Care Plan (CDCP)?
Seniors and other eligible Canadians are provided with dental assistance through the CDCP, which is a federal program. The purpose of the CDCP is to make dental care for Canadians more affordable and accessible.
- How do I apply for the CDCP?
You can apply for the CDCP via the Government of Canada’s website. You will have to verify your eligibility, which has conditions mostly based on your income and insurance.
- Can I go to any dentist with CDCP coverage?
Not all dentists will accept CDCP dental patients, so you should call your dental clinic while making your appointment to verify that they accept CDCP patients.
- Will I have to pay something out of pocket?
You may be required to pay some amount depending on your income. While most treatments are covered, sometimes the treatment service will go over the coverage limit, so be sure to ask for an estimate in advance.
